Richard Roll was no stranger to working with technology. For more than three years he had dabbled in the cryptocurrency market, setting up eight different accounts. Then one day, he said, “my phone stopped working. I couldn’t call in or out.” As Roll, of Laguna Niguel, feverishly tried to figure out what was going on, within a couple hours, six of his accounts had been wiped out. If it could happen to Roll, who knew many of the ins and outs of the cyberworld as a former Information Technology executive, it could happen to just about anyone. A regional effort…